Imagine you have just bought your dream car after painstakingly saving every spare penny or after finally having been approved for finance.
So you take your car for a slow cruise proud of your new wheels.
Your friends beg you to take them on a night out. Finally you give in to the pressure and have the worst experience of your life. You smash your vehicle while being reckless or lose your car keys due to n egligence...
Who do you call??